Here in the US the summer holidays are about to end. Depending on Counties, back to school happens between early and late August, rarely after. In Virginia, in our county back-to-school is scheduled for mid-August. Ten days ago, we all received mails from schools, with the list of supplies and class assignments and there are back-to-school sales in different stores. Last weekend was also the Tax-Free week-end for us. Given the amount of sales tax here in Virginia (5.3% vs almost 20% in France) the money you save doesn’t touch the sky but you’d better save it anyway.     In the midst of this buzz I came across some…